Single Family Lending Standard Package

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$650.00

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AllRegs Single-Family Lending - Standard Package

Product Code: AO-PackageA

You are reviewing loans for underwriting, quality control or compliance. You may even be managing operations. Ensuring that your company has adopted the best solution to manage guidelines and federal and state compliance is an absolute requirement. AllRegs’ Single-Family Lending Package is just that…and more.

The Federal Reserve, FDIC and other government agencies adopt financial regulations to implement changes enacted by Congress in order to ensure safe and sound lending practices. Federal mortgage compliance regulations like RESPA and HMDA change and new laws like MDIA are enacted. Keeping up with all of the changes is complicated. Then there are those important key banking laws, like the Check 21 Act, FDIA and others. You and your staff need to react to these legislative changes as quickly as they are enacted in order to keep your business compliant.

So wouldn’t it be wonderful if someone could keep an eye on things for you, tracking both agency guidelines and federal compliance? Wouldn't it be even better if you got a nudge every time something changed to give you that crucial heads-up?

We’ve heard from our customers and created a comprehensive single-family and consumer lending package providing key and necessary federal regulatory information for financial service professionals. The flagship Single-Family Lending Package has thousands of pages of available agency guidelines content and key federal regulations focused on banking and consumer lending. Read below to learn how you can benefit from this robust resource.

Product Description

AllRegs’ flagship product, the Single-Family Lending Standard Package, is a comprehensive online database consisting of thousands of pages of government and conventional single-family lending guidelines and forms. Accurately maintained and easily accessible with a variety of easy-to-use features, you’re assured of fast, reliable answers as well as the right forms when you need them.

Easily locate information with a search feature enhanced by years of experience and user feedback. Our proprietary Alphabetic Index and detailed Topic Outline allow you to quickly identify the pertinent sections with all of the relevant text highlighted for you. The Forms Tab provides access to a comprehensive library of mortgage-related forms, including state-specific disclosures and agency forms modified for use in all 50 states and Puerto Rico.

Follow numerous links from obsolete to more current guidelines and rest assured that you’re relying on only the most up-to-date information. Easily locate changes and know when they occurred with highlighted, date-stamped text revisions. You can even consult a history of updates dating back two years, and insert personal annotations that remain private, or public-notes that everyone in your firm can see.

Everything you need for single-family lending is provided, including Fannie Mae, Freddie Mac, MPF, FHA, RHS, VA, MIs, GNMA, Approved Projects, Federal Compliance and CalPERS, plus State Compliance Guidelines that provide plain-language interpretations that are linked to the actual laws and regulations for your state. State Compliance for other states can be added individually.

Need to know Disclosure requirements for California? Have a question about Continuing Education in Alabama? With Quick Answer, you can quickly search for the fast reliable answers you need on over 100 different state compliance topics, such as requirements for licensing, fees, predatory lending and more. Through your Quick Answer results you can easily navigate to the related Commentary and actual Statutes.

Every subscription also includes Uniform Instruments, the GSA List of Parties, ARM Indices and Median Family Income at no additional charge.

View detailed agency contents »

Benefits

This toolset is designed to save you time and trouble by bringing all you need for single-family lending directly to your desktop. You'll benefit from:

Thousands of pages of government and conventional single-family lending guidelines and forms
Backed up by years of user feedback, proprietary tools to quickly get you to the information you need
Embedded links that bring you from obsolete documents to the very latest information
State Compliance subscription for your state
Pending Legislation
Quick Answer search feature for your home state compliance
analysis and commentary
A single reliable source for all the things you need to know, but shouldn't have to remember

Want to know how the Single-Family Lending Standard Package specifically benefits industry players? Read below:

For Originators - Your time is valuable. Spend it on originating loans and not researching guidelines. A single point of reference keeps straight-forward, reliable information for all of the agencies at your fingertips.

For Processors and Underwriters - Rest assured you are relying on the most up-to-date information. Our Alphabetic Index and Topic Outline features allow you to quickly identify all relevant text by highlighting it for you. You can also insert personal notes that remain private, or public notes to share with everyone in your organization.

For Closers and Post-Closers - Use one resource to access a comprehensive library of mortgage forms, including state specific disclosures and agency forms as well as requirements for loan delivery.

For Compliance Officers - AllRegs’ timely publication of all Federal Laws and Regulations, including Federal Register Updates, will eliminate regulatory pitfalls. State Compliance guidelines provide plain-language interpretations that are linked to the actual laws and regulations in your state.

Compare Lending Packages

	Single-Family Lending Package Type
Product Features	Standard	*with Investor Library	*with LoanLibrary
Full access to Fannie Mae and Freddie Mac Underwriting guidelines	•	•	•
Full access to current Federal Compliance regulations and forms	•	•	•
Full access to MPF, FHA, RHS, VA, MIs, GNMA, Approved Projects, and CalPERS guidelines	•	•	•
Full access to State Compliance for one state	•	•	•
Access to AllRegs InvestorLibrary™** Access to Wells Fargo Correspondent full narrative guides Access to US Bank Correspondent full narrative guides Access to Flagstar Correspondent full narrative guides Access to CitiMortgage Correspondent full narrative guides Access to Chase Correspondent full narrative guides	—	•	—
Full access to AllRegs firstPass Product Selection Tool	—	•	—
Full access to easily identifiable guideline updates (identified for 90 days) with links directly to the relevant guideline or policy	—	•	—
Pending Legislation	•	•	•
Quick Answer search feature for your home state compliance analysis and commentary	•	•	•
Property Tax Database for the states to which you are subscribed	—	•	—
Choose and include any product from any investor you do business with*	—	—	•
Brand tool with your company's name and logo	—	—	•
Easily post daily rate sheets	—	—	•
Limited access to AllRegs LoanLibrary, for up to 50 users (See full details)	—	—	•
Create independent channels (i.e., wholesale and correspondent) with different investor product guides	—	—	•
Discounts for multiple sites may apply	•	•	•
Subscription price	$650	Upgrade for $365	Upgrade for $1,005

*The Single-Family Lending Premium Service shall not be offered to companies that either have 30 sites with AllRegs or have 250 or more employees. If your company meets either of those criteria, call our EVP of Sales at (651) 289-4801 for a customized quote.

**Access to the AllRegs Investor Library requires a prior business relationship with the investors named above. AllRegs will require proof of this business relationship at the time of purchase and throughout the license subscription

Subscription Details and Pricing

Subscriptions are based on site-wide licensing. All users at one company site have access to the Single-Family Lending Package. The annual subscription rate for one location is $650. Pricing includes one State Compliance subscription.

Online purchases are not eligible for multiple site subscription discounting or pro-rating; call your Regional Account Executive for more information about these offers.

Upgrade to the Single Family Lending with Investor Library Package

Get all of the benefits of the Single-Family Lending Standard Package, with access to our InvestorLibrary of product guidelines and the Property Tax Database. The InvestorLibrary included with the AllRegs Single-Family Lending with Investor Library Package provides full narrative guidelines on key industry investors. The investorLibrary includes access to all information needed to maintain a correspondent lending relationship with the investors. Typically, investors include product names and information, Quick Reference Guides, “Doing Business with the Investor” reference materials, Credit Policy information, Bulletins and Exhibits.

A full working product eligibility tool is included in the Single Family Lending with Investor Library Package. It identifies Loan Amount, Credit Score, Transaction Type, LTV, Occupancy Type, CLTV, Documentation Type, Lien Type, Loan Type, Property Type, Government and Non-Government products and Interest Only products. firstPass includes everything you need to identify products from the key investors included that meet specific search or eligibility criteria for which you are seeking. Price is not included as a field in the AllRegs Investor Library. Investor updates, which occur on a daily basis, are included in the Single Family Lending with Investor Library Package. You will have access to a narrative update identifying the change that has occurred, the date of occurrence, and a link to the reference material.

Learn more about the Single Family Lending with Investor Library Package, or call (800) 848-4904 for more information.